Investment Advisory Services in Tampa, FL

Independent, Tax-Focused Investment Strategy for Confident Growth

Your investments deserve structure—not guesswork. Tampa’s economic landscape is evolving fast, with growth across healthcare, construction, logistics, technology, professional services, and finance. With that kind of momentum, your money needs intentional direction, not sales-driven advice or scattered decisions that leave you hoping things work out.


At Straight Talk CPAs, we provide independent, fee-only investment advisory services tailored for Tampa professionals, entrepreneurs, and high achievers who want a cohesive, tax-efficient strategy instead of a pile of accounts moving in different directions. 



We take every piece of your financial life—old retirement plans, brokerage accounts, employer stock, savings goals—and turn it into a clear, long-term roadmap you can actually follow.


No commissions. No product pushing. No incentives hiding in the fine print.

Healthcare, logistics, real estate, and emerging tech fuel Tampa’s growth. We understand local patterns, market cycles, and volatility—and we align your portfolio with both regional dynamics and global opportunity.


The outcome:
A portfolio positioned for the markets you face today and the ones ahead.

Tampa Insight. Global Investment Perspective.

We’re not brokers chasing trends. We give you structure, context, and direction—so every decision in your portfolio has purpose.


Here’s how we build your plan:

  • Define long-term goals, timelines, and risk comfort
  • Design diversified portfolios for steady, efficient growth
  • Integrate tax-smart strategies into contributions, allocations, and withdrawals
  • Review and rebalance with a disciplined, market-aware process



You get advice grounded in data—not hype, noise, or conflicted incentives.

Strategy-Led Investing With No Hidden Agendas

Case Study: From Scattered Investments to a Clear Plan

Meet Riley, a Tampa healthcare administrator with high income but disorganized accounts. Old 403(b)s, two brokerage accounts, scattered mutual funds—zero alignment.


Here’s how we built structure and long-term direction:

  • Clarified goals, including lifestyle-focused retirement at 60
  • Consolidated four accounts into a tax-efficient structure
  • Built a diversified allocation aligned with growth needs
  • Integrated CPA-level tax planning, saving $5,800 in the first year
  • Set up automated monthly investing tied to her pay cycle
  • Implemented a dashboard tracking returns, net worth, and milestones


The results:

  • 14% portfolio growth in 12 months
  • Lower taxable gains through structured rebalancing
  • A clear, confident roadmap toward retirement


“My investments finally make sense. I can see the path instead of guessing.”
 — Riley M., Tampa Professional

Explore Our Other Services in Tampa, FL

List of Services

Why Tampa Investors Choose

Straight Talk CPAs

Because Tampa professionals want clarity—not confusion. Structure—not sales. And a strategy that integrates taxes, long-term planning, and unbiased advice.

Here’s what differentiates us:

  • Fee-Only Advisors — no commissions, no product incentives
  • CPA-Led Strategy — taxes embedded in every decision
  • Transparent Models — predictable, simple, conflict-free
  • Quarterly Reviews — structured performance and progress updates
  • Global Perspective — grounded in Tampa’s economic landscape

You get clarity, direction, and a smarter long-term plan—not products in disguise.

Built for Tampa’s High-Achieving Professionals & Entrepreneurs

Our advisory services fit best for:

  • Executives and business owners earning $250K+
  • Professionals with complex income or equity compensation
  • Individuals preparing for retirement or lifestyle changes
  • Families planning long-term wealth, education, and legacy
  • Anyone seeking an independent, tax-aware investment strategy

If you want strategy instead of speculation, you’re the right fit.

Ready to Invest With Confidence and Clarity?

You don’t have to navigate the market alone. We’ll build a plan that aligns your goals, taxes, and long-term vision—so your money finally works with intention.

FAQs

  • How is your Tampa investment advisory different from broker-driven firms?

    We operate as independent, fee-only fiduciaries, meaning we don’t sell products, earn commissions, or push investment vehicles that benefit someone else. Every recommendation is made to strengthen your long-term results, reduce risk, and improve tax efficiency — not to meet sales quotas.


  • Do you help consolidate old 401(k)s, IRAs, and scattered accounts?

    Yes. Tampa professionals often have multiple retirement plans from previous employers. We streamline and consolidate accounts into a unified, tax-efficient structure so you’re not juggling disconnected investments or missing opportunities.


  • How do taxes factor into my investment plan?

    Taxes are embedded into every decision — asset allocation, rebalancing, contribution timing, harvesting gains or losses, and even withdrawal strategy. Because your advisory is CPA-led, we optimize for after-tax performance, not just market returns.


  • Do you manage the investments directly or just create the strategy?

    Both options are available.

    Some Tampa clients prefer fully managed portfolios, while others want collaborative oversight where we guide the strategy and they stay involved. We adapt to the level of engagement you’re comfortable with.


  • Can you review my existing advisor’s plan or investment performance?

    Absolutely. We’ll evaluate your current strategy, risk exposure, fees, and tax impact, then give you a clear, unbiased breakdown. If your existing plan works, we’ll tell you. If it needs course correction, you’ll get a direct, data-backed roadmap.