Personal
Tax Planning & Advisory Services
Lower your taxes. Maximize your savings. Plan with confidence.
At Straight Talk CPAs, we believe personal tax planning shouldn’t be reactive—it should be strategic, proactive, and personalized to help you keep more of what you earn.

Our Personal Tax Planning & Advisory Services are designed for high-income individuals, entrepreneurs, real estate investors, and families looking to reduce their tax burden and create long-term financial peace of mind.
Tax Planning That Looks Ahead—Not Just Back
Most tax professionals focus on what happened last year. We focus on what’s coming. Our team works with you throughout the year—not just at tax time—to help you:
- Minimize tax liability
- Maximize deductions and credits
- Optimize investment and retirement contributions
- Align your tax plan with your broader financial goals
Key Areas of Focus
Smart Income Structuring
We help you plan how income is received—from employment, self-employment, real estate, or investments—so it’s taxed as efficiently as possible.
Maximizing Deductions and Credits
We conduct a detailed analysis to uncover every legal deduction and credit you qualify for—helping you save more while staying compliant.
Retirement and Investment Planning
From IRAs and 401(k)s to HSAs and tax-advantaged investment strategies, we help you structure contributions and withdrawals for tax efficiency now and in the future.
Real Estate and Asset Planning
If you own rental properties or other income-generating assets, we help you leverage depreciation, cost segregation, and other real estate tax strategies.
Included in Our Advisory Packages
Personal tax planning is a core part of our advisory packages—especially for business owners and real estate investors. Whether you’re a solopreneur, earning multiple six figures, or building intergenerational wealth, we create a tax plan tailored to your life and goals.
What Sets
Us Apart?
Deep Experience
Our team of CPAs and EAs are experts in personal tax law, with decades of experience working with high-income earners, small business owners, and families.
Custom Strategy, Not One-Size-Fits-All
We don’t use templates. We design your tax strategy based on your unique income, family structure, investments, and financial goals.
Thorough and Strategic
We take time to understand your full financial picture and apply a comprehensive planning process to minimize taxes now and in the future.
Clear, Friendly Communication
You’ll never feel in the dark. We’re responsive, approachable, and explain things in plain English—no jargon, just straight talk.
How It Works?
Free Consultation
We start with a strategy call to understand your income, goals, and tax concerns.
Tax Review & Strategic Plan
Our team reviews your tax returns, income streams, and deductions to build a plan designed to reduce your tax bill.
Implementation & Ongoing Adjustments
We help you implement the strategies, then monitor your plan throughout the year—adjusting for tax law changes and life events.
FAQ
Let’s Reduce Your Tax Bill—Starting Now
Take the first step toward smarter, simpler, and more strategic tax planning.
Client Testimonials
“The team at Straight Talk CPAs are outstanding! Salim and his team go above and beyond to take care of their clients. They’re thorough, professional, and incredibly knowledgeable. I highly recommend them.”
Gaelle Mair
“Salim and his team are proactive professionals who add real value. Unlike most accountants who focus on the past, Straight Talk CPAs take a forward-thinking approach to managing your taxes. Their consultative style truly sets them apart.”
Matt Del
“I’ve been a client for many years. They’re not just knowledgeable and professional—they’re friendly, easy to work with, and always go the extra mile to help clients reach their financial goals.”
Henry Rodriguez
