Investment Advisory Services in Washington, DC

Smarter Investing Starts With Strategy—Not Products

Great investing isn’t about chasing returns; it’s about building a tax-efficient system that works in every market. At Straight Talk CPAs, we provide investment advisory services in Washington, DC, for professionals, executives, and business owners who want to make their money work as hard as they do.


Our team doesn’t push products—we build strategies that align every dollar with your goals, your timeline, and your tax reality.


Whether you’re coming off a liquidity event, managing stock compensation, or looking to optimize existing portfolios, we help you invest with clarity, purpose, and control.

Our advisory model follows a proven decision stack that removes emotion and replaces it with clarity:


  1. Define outcomes: Liquidity goals, retirement timelines, family objectives
  2. Set risk budgets: Drawdown limits, volatility tolerance, liquidity tiers
  3. Optimize asset location: What goes in taxable vs. tax-advantaged accounts
  4. Plan realization events: When to harvest gains or losses
  5. Schedule reviews: Quarterly drift checks and annual tax recalibration



This structured process ensures consistency, accountability, and after-tax performance that compounds year after year.

The Straight Talk Decision Framework

Markets move. Tax law changes. Your financial life evolves. Your investment strategy should handle all three.

We start by assessing your full financial landscape—brokerage accounts, RSUs, business holdings, retirement plans, and entity structures—and then design a plan that minimizes tax drag while maximizing long-term compounding.


Our Washington, DC investment advisory process includes:


  • Structuring portfolios for tax-efficient asset location
  • Coordinating stock option and deferred comp strategies
  • Planning capital gains realization and loss harvesting
  • Designing entity-based investment vehicles for professionals and owners
  • Integrating philanthropic and legacy goals for multigenerational wealth


When your investments are aligned with your tax strategy, your portfolio stops reacting to markets—and starts working for your bigger picture.

Tax-First Investing for Real-World Complexity

Case Study: From Complexity to Coordination

A Washington, DC surgeon with $640,000 annual income and multiple investment accounts came to us frustrated by overlapping funds, K-1 surprises, and no unified tax strategy.


Our team:

  • Consolidated six accounts into a coordinated portfolio model
  • Shifted high-yield assets into tax-deferred accounts
  • Implemented a tax-loss harvesting policy and Roth conversion schedule
  • Reduced projected 10-year tax exposure by $118,500



Now, every investment decision ties back to one purpose—after-tax growth with confidence.

Explore Our Other Services in Washington, DC

List of Services

Who We Serve in Washington, DC

Our investment advisory services are tailored for:

  • Executives and professionals with complex compensation or K-1 income
  • Business owners approaching a liquidity event or sale
  • Investors seeking after-tax portfolio optimization
  • Families planning legacy and philanthropic impact
  • Professionals earning $300,000+ annually with multi-account portfolios

From Capitol Hill to Georgetown to Tysons Corner—we serve Washington’s professionals who want financial control without financial noise.

The Straight Talk Advantage

  • Tax-driven, not product-driven: Every move evaluated through a tax-efficiency lens.
  • Collaborative by design: We coordinate with your financial advisor, estate attorney, and family office.
  • Transparent and evidence-based: No hidden fees, no fluff—just results you can measure.
  • Rooted in DC expertise: We understand the regulatory, business, and compensation structures unique to Washington professionals.

FAQs

  • How is your investment advisory different from a financial advisor’s?

     We don’t sell investment products or manage funds. We focus on structuring your portfolio and timing investment decisions for maximum after-tax efficiency.


  • Can you work with my existing wealth manager or brokerage?

     Yes. We coordinate strategy, tax planning, and entity structure with your current advisors to ensure every part of your financial life is aligned.


  • What’s the benefit of a tax-first investment approach?

    It ensures you keep more of what you earn by minimizing capital gains, optimizing asset placement, and timing transactions strategically.


  • How often should investment strategies be reviewed?

    We recommend quarterly drift and tax reviews, plus an annual IPS update—or sooner if a major event like a bonus, inheritance, or liquidity event occurs.


  • Do you help with impact or philanthropic investing?

    Absolutely. We design charitable remainder trusts, donor-advised funds, and opportunity zone strategies that align your giving with long-term wealth goals.