Wealth Planning Services in Boston, MA

A Strategic Approach to Building, Protecting & Scaling Your Wealth

Boston doesn’t sit still. From biotech breakthroughs in Cambridge to fast-moving legal and financial firms downtown—and the constant wave of innovation from the Seaport to Kendall Square—the city rewards people who move with intention. Your wealth plan needs that same level of focus and momentum.


Whether you’re building out a growing practice, trying to make sense of equity compensation, or mapping out a future exit, we help you cut through the complexity and make decisions that actually feel clear and strategic. Instead of juggling guesswork, you get direction you can trust and moves you can execute with confidence.


Our CPA-led wealth planning approach brings all the pieces together—your investments, tax planning, retirement prep, and long-term financial structure. Everything fits into one integrated plan that reflects your goals, the way you live, and the level of risk that genuinely feels right to you.

Your strategy is built around where you’re headed, the timeline you’re working with, and the financial priorities that actually matter to you.


Here’s what you can expect:

  • A personalized wealth blueprint aligned to your life milestones
  • Diversified, risk-aligned investment strategies built for market resilience
  • Integrated CPA-driven tax planning to protect and compound your wealth
  • Real-time dashboards tracking net worth, performance, and progress
  • Quarterly strategic reviews to recalibrate and accelerate results


No technical fog. No hidden intentions. Just a disciplined, transparent strategy designed to help you grow and protect wealth in a constantly evolving Boston economy.

Clarity That Drives Results — Not Guesswork

We Know Boston — and How to Build Beyond It

Boston’s financial landscape is shaped by innovation, education, and high-income professionals navigating complex compensation structures. We understand equity packages, multi-state tax implications, business ownership, and high-pressure income cycles.



But we don’t stop at the local.
Your plan is informed by national and global markets — ensuring your strategy adapts, performs, and positions you for long-term stability and growth.

Case Study: From Disorganized Finances to Strategic Wealth Building

Meet Jonathan — a Boston-based tech product lead managing RSUs, bonuses, and an unpredictable income cycle. He had cash scattered across accounts, no tax-forward plan, and no long-term roadmap.


Here’s how we reshaped his financial ecosystem:

  • Clarified goals: early retirement at 52 and a Back Bay investment property within 5 years
  • Consolidated and repositioned assets into a tax-efficient, diversified portfolio
  • Automated contributions based on vesting cycles and quarterly bonuses
  • Integrated CPA-led tax strategy that reduced his tax burden by $5,800 in year one
  • Built a real-time dashboard to track wealth growth and goal progress

The outcomes:

  • Portfolio performance increased 26% in the first year
  • Reduced debt by $9,400
  • On track for his property goal 14 months ahead of schedule



“I stopped feeling overwhelmed and finally felt like I was moving forward with purpose.”
— Jonathan M., Boston Technology Professional

Explore Our Other Services in Boston, MA

List of Services

Why Boston Clients Choose

Straight Talk CPAs

  • Independent & Transparent: No commissions. No product pushes. Only objective guidance engineered around your best interests.
  • Tailored, Not Template-Based: Every strategy starts with a conversation, not a preset portfolio.
  • Clear, Strategic Communication: You’ll always understand the “why” behind every recommendation.
  • Built on Long-Term Partnership: You work with advisors who stay engaged, informed, and proactive — not rotating staff or automated systems.

Ready to turn hard work into lasting wealth?
Let’s build a plan that gives you real clarity, puts you in control, and sets you up with long-term confidence — so your money works just as thoughtfully as you do.

FAQs

  • How is wealth planning different from basic investment planning?

    Wealth management looks at the whole picture — your investments, taxes, retirement goals, cash flow, and long-term plans — and connects it all into one clear strategy. It isn’t a bunch of separate decisions; it’s a coordinated plan that actually works together.


  • Do you only work with high-net-worth clients?

     Not at all. Many of our clients earn $300K+ or have more complex financial situations, but what matters most is that you’re serious about building wealth with intention.


  • How do you incorporate tax efficiency into my plan?

     Every recommendation runs through a CPA-led tax framework — optimizing gains, deductions, income structure, and long-term compounding.


  • Can you support me if I’m preparing to sell a business?

     Absolutely. We assist with exit strategy, liquidity planning, and building a post-exit investment structure that protects and grows your wealth.


  • How often will we meet to review my plan?

     We conduct quarterly reviews, and we adjust whenever your goals, income, or life circumstances shift. Your plan evolves as you do.