Accounting Services for Businesses Using The Profit First Cash Management System

Accurate, Actionable Accounting—Aligned with Your Profit First System

Profit First flips the traditional formula, ensuring profit comes first. But even the best system falters without precise accounting, clean reconciliations, and proper allocation tracking.


That’s where Straight Talk CPAs steps in. We help businesses align accounting with the Profit First cash management system—organizing data, optimizing allocations, and ensuring financials feed seamlessly into your Profit, Owner’s Pay, Tax, and Operating Expenses accounts. We bring clarity and strategic guidance—without disrupting your workflow or adding unnecessary complexity.

More Than Bookkeeping.

This Is Profit First Accounting.

We don’t just record transactions or reconcile accounts. We work directly within your Profit First system—correcting misaligned entries, cleaning historical data, and ensuring every dollar is allocated according to TAPs (Target Allocation Percentages) and tracked against CAPs (Current Allocation Percentages).


Managing multiple accounts, complex revenue streams, or cash flow timing? We’ve handled it. Looking for Profit First accounting advisory that builds cash confidence and ensures permanent profitability? That’s exactly what we deliver.

What’s Included in Our Profit First Accounting Support

  • Clean Chart of Accounts
    Tailored to your Profit First accounts and business model—not generic templates.


  • Bank and Credit Card Reconciliations
    Accurate, gap-free, and aligned with your Profit, Owner’s Pay, Tax, and OpEx accounts.


  • Accrual Adjustments and Cleanup
    From deferred revenue to prepaid expenses, everything is organized, transparent, and aligned with your Profit First reporting.


  • Dashboard and Allocation Reports
    Real-time insights for CAPs and TAPs, helping leadership track cash positions, allocations, and profitability.



  • GAAP-Compliant Close Process
    Built to withstand audits or investor reviews, fully integrated with Profit First metrics.

You didn’t start your business to chase spreadsheets or guess if funds are available. You need certainty in your cash flow—and we build that directly within your Profit First system.



Curious how to interpret allocations, CAPs, and TAPs? We highlight what’s available, where adjustments are needed, and how to optimize behavioral accounting—so you can lead with clarity, not uncertainty.

Designed for Leaders Who Want Cash Confidence

Why Work With Straight Talk CPAs?

  • We integrate with your Profit First setup
    No need to change your accounts—we align accounting and reporting to work within your existing Profit, Owner’s Pay, Tax, and OpEx structure.


  • We turn complexity into clarity
    No jargon, no cookie-cutter templates. Just actionable insights to optimize allocations and support financial discipline.



  • We help you grow—not just stay compliant
    Accurate data, reliable reporting, and proactive accounting strategies that support predictable profitability.


Need a higher-level financial partner?
We also provide outsourced CFO services for Profit First businesses, integrating cash flow strategy, allocation guidance, and dashboards to keep your cash-first system on track.

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"Straight Talk CPAs helped us fully align our Profit First allocations. CAPs and TAPs are precise, and we finally feel confident about our cash flow."

David Mitchell, Owner, Specialty Coffee Roastery

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"Their Profit First accounting expertise transformed our business. Every account is properly allocated, and we can make real-time decisions with confidence."

Rachel Torres, CEO, Boutique Marketing Agency

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"With Straight Talk CPAs, our Profit First system runs smoothly. Their guidance goes beyond numbers—they’ve strengthened our entire financial strategy."

Jessica Morales, Founder, IT Services Firm

FAQs

  • How can your accounting services help with Profit First?

     We integrate within your Profit First system, turning raw numbers into clean allocations, actionable CAPs/TAPs, and reports you can trust.


  • Do I need to change my current account setup?

    No. We work directly within your Profit, Owner’s Pay, Tax, and OpEx accounts for seamless Profit First accounting.


  • Can you help with accruals and complex accounting issues?

    Yes. We handle accruals, deferred revenue, and complex reconciliations while keeping all accounts aligned with Profit First principles.


  • How do you track CAPs and TAPs?

    We record, reconcile, and monitor every transaction to ensure your CAPs and TAPs match your Profit First strategy.


  • Do you provide ongoing guidance beyond bookkeeping?

    Absolutely. We provide strategic advice, forecasting, and coaching to maintain permanent profitability and build long-term cash confidence.