CFO Services for Businesses Using the Profit First Cash Management System

Strategic Financial Leadership—Built Around Your Profit First System

Profit First flips the traditional formula, putting profit first—but even the best system struggles without clear financial oversight. How do your CAPs (Current Allocation Percentages), TAPs (Target Allocation Percentages), and allocations for Profit, Owner’s Pay, Taxes, and Operating Expenses inform your decisions?


Straight Talk CPAs provides Profit First CFO services—delivering more than reconciled books. We provide forward-looking financial leadership, cash flow strategy, and actionable insights. We integrate directly into your Profit First accounts, ensuring your cash-first approach drives confident decision-making, predictable profitability, and long-term cash confidence.

High-Level Strategy Backed by Profit First Metrics

We don’t guess. We don’t wait for the month-end. Our team works within your Profit First system to create cash flow forecasts, quarterly budgets, and dashboards that tie directly to your CAPs, TAPs, and allocation priorities.



Whether you’re scaling operations, planning owner distributions, or preparing for taxes, we provide CFO advisory to help your leadership team act on data, not instinct—supporting allocation reviews, cash management meetings, and strategic financial planning.

Our Profit First CFO Services Include

  • Cash Flow Forecasting – See where allocations will be tight and plan proactively, aligned with your TAPs and CAPs.
  • Budgeting and Strategic Planning – Align quarterly plans with Profit First allocations and owner priorities.
  • KPI Tracking and Allocation Reporting – Real-time dashboards showing cash positions, CAPs, TAPs, and operating cash.
  • Board and Investor Reporting – Clear, professional reports demonstrating cash-first performance and profitability.
  • Growth and Profit Strategy – Identify profitable areas, optimize allocations, and ensure financials support owner pay and business sustainability.

You need financial insights that tell you what’s working, where cash is available, and what needs immediate attention—without jargon or guesswork. Our Profit First CFO services break down allocations, CAPs, TAPs, and forecasts so your leadership team can connect cash to strategy, anticipate challenges, and lead with confidence.



We don’t just provide reports—we deliver actionable answers that inform owner pay, operating expenses, and long-term profit planning.

Empowering Leadership with Cash Confidence

Why Work With Straight Talk CPAs?

  • We integrate seamlessly with your Profit First setup
    No need to change your accounts—we align financial strategy, forecasting, and reporting within your Profit, Owner’s Pay, Tax, and OpEx accounts.


  • We turn complexity into clarity
    No jargon, no cookie-cutter templates. Just actionable insights to optimize allocations, build permanent profitability, and maintain cash discipline.


  • We help you grow—not just stay compliant
    Strategic financial leadership that ensures cash-first decisions, supports sustainable growth, and maximizes profitability.


Need a higher-level financial partner?

We also integrating allocation strategy, forecasting, and dashboards to ensure every dollar works toward profit, owner pay, taxes, and operating expenses.

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"Straight Talk CPAs’ Profit First CFO services transformed our cash management. CAPs and TAPs are precise, and our leadership team has complete cash confidence."

Laura Martinez, Founder, Specialty Retail Business

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"Their guidance gave us control over allocations, owner pay, and taxes. Every decision now aligns with our Profit First strategy."

Daniel Nguyen, CEO, Digital Marketing Agency

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"With Straight Talk CPAs, our Profit First system runs flawlessly. They provide insights that go beyond bookkeeping, strengthening our profitability and cash discipline."

Sophie Patel, Owner, Health & Wellness Studio

FAQs

  • How are Profit First CFO services different from traditional CFO services?

    We focus on a cash-first strategy, CAPs/TAPs management, and allocations for Profit, Owner’s Pay, Taxes, and OpEx—integrating strategy directly into your Profit First system.


  • Do you replace my bookkeeper or accountant?

    Not necessarily. We can partner with your internal team or provide full-stack CFO support. Our role is high-level financial leadership for Profit First businesses.


  • Can you prepare reports for owner or board meetings?

    Yes. We create dashboards, allocation reports, and forecasts aligned with CAPs/TAPs and Profit First principles.


  • What size businesses benefit most from Profit First CFO services?

    Any business using Profit First, from small service businesses to mid-market companies, can benefit from strategic cash-first financial leadership.


  • How do these services support growth and profitability?

    We model cash flow, optimize allocations, and provide actionable insights so leadership can scale operations while maintaining permanent profitability and cash confidence.