Outsourced CFO Services in Indianapolis, IN

Indianapolis companies don’t struggle with ideas—they struggle with execution under constraint. Tight margins, labor costs, capital investments, vendor dependencies, and steady growth all demand financial discipline. When growth outpaces financial control, momentum quietly turns into risk.


Straight Talk CPAs provides fractional CFO services for Indianapolis businesses that have outgrown reactive finance. We bring structure to complexity, turn financial noise into clarity, and help leadership teams make confident decisions when the stakes are high.


This isn’t reporting.
This is operational financial leadership.

CFO Leadership for Businesses Scaling With Real-World Pressure

Financial Strategy Built Around Cash, Not Just Revenue

Revenue growth looks good on paper. Cash discipline keeps businesses alive.



Our CFO engagements focus on the metrics that actually matter in Indianapolis markets—cash flow timing, margin durability, capital efficiency, and risk exposure. We help leadership teams understand what growth truly costs, how long cash will last, and which levers actually move outcomes.


This is how businesses stop chasing growth and start controlling it.

Hiring decisions, equipment purchases, pricing changes, expansion plans—these moves carry real consequences when margins are tight and cash timing matters.


Our fractional CFO services give Indianapolis business owners decision-grade financial clarity, so growth becomes intentional, not reactive.


Where we create immediate leverage:

  • Exposing hidden cash leaks and margin erosion
  • Translating unit economics into pricing and expansion strategy
  • Stabilizing cash flow across payroll, vendors, and receivables
  • Stress-testing scenarios before capital or hiring decisions are made



In one engagement, an Indianapolis-based services company improved contribution margins by 14% within a single quarter after we rebuilt their cost structure and forecasting model.

When Growth Accelerates, CFO Insight Becomes Non-Negotiable

In Indiana, tax strategy has a direct impact on cash, reinvestment capacity, and long-term value.


Entity structure, depreciation, compensation planning, multi-state exposure, and incentive capture all influence financial outcomes. We embed tax intelligence directly into CFO planning, so strategic decisions don’t create expensive downstream consequences.


We help you:

  • Align entity and ownership structures with growth plans
  • Design compensation strategies that protect cash flow
  • Capture credits and deductions often missed internally
  • Build forward-looking tax projections tied to expansion plans



Tax isn’t an afterthought here.
It’s part of the decision model from day one.

Tax Intelligence Embedded Into Every Strategic Decision

Case Study: From Financial Strain to Controlled Expansion

An Indianapolis-based manufacturing company came to us after growth strained cash flow and visibility. Margins varied by product line, forecasting was unreliable, and leadership struggled to plan capital investments with confidence.


Our CFO engagement focused on control:

  • Rebuilt financial models around margins and cash cycles
  • Implemented dashboards tracking cash flow and profitability by line
  • Reworked AR timing and vendor payments to stabilize liquidity
  • Introduced rolling forecasts tied to production and hiring plans


Outcomes:

  • $83,000 in annualized cost savings identified
  • Predictable cash cycles within 90 days
  • A clear financial roadmap supporting facility expansion



Once leadership understood the story behind the numbers, growth became manageable instead of stressful.

Why Indianapolis Leaders Choose

Straight Talk CPAs

Executives don’t need more spreadsheets.
They need clarity that supports decisive action.

Indianapolis businesses partner with us because we provide:

  • Licensed CPAs with deep Indiana and federal expertise
  • A fractional CFO model built for accuracy, speed, and depth
  • Transparent pricing with no confusing retainers
  • Clear, proactive communication that keeps leadership aligned

We don’t operate like an outsourced vendor.
We operate as part of your leadership layer.

Who Our Fractional CFO Services Are Built For

Our CFO services are not for early-stage experimentation.
They’re built for businesses ready for discipline.

We typically work with companies that are:

  • Managing meaningful revenue, spend, or operational complexity
  • Preparing for expansion, acquisition, or ownership transition
  • Operating in manufacturing, construction, services, logistics, or healthcare
  • Ready to replace reactive finance with structured execution

Ready for CFO-Level Insight—Without the Full-Time Overhead?

If growth is accelerating but clarity is lagging, it’s time for CFO leadership that matches your pace.

We’ll help you:

  • Understand what’s really driving performance
  • Stabilize cash flow and margins
  • Make high-stakes decisions with confidence

FAQs

  • What does a fractional CFO do for an Indianapolis business?

    A fractional CFO provides ongoing financial leadership—cash-flow planning, forecasting, margin analysis, KPI oversight, and decision support—without the cost of a full-time hire.


  • Is this only for large or venture-backed companies?

    No. We work with owner-led and growth-stage Indianapolis businesses that need stronger financial control as complexity increases.


  • Can you help with capital planning or expansion decisions?

    Yes. We build scenario models and forecasts to evaluate hiring, equipment purchases, facility expansion, and financing options.


  • How quickly will we see results from CFO services?

    Most clients gain meaningful clarity within the first 30–60 days once financial drivers and reporting are rebuilt.


  • How do I know if my business is ready for a fractional CFO?

    If cash flow feels unpredictable, decisions feel risky, or growth is stressing your systems—that’s your signal.