Outsourced CFO Services for Professionals

Real Strategy. Real Numbers. Real Results.

If you’re earning more than ever but still making money decisions based on gut feeling or late-night Google searches — stop. Successful professionals don’t just work harder, they work smarter — with strategy, not guesswork.


Straight Talk CPAs offers outsourced CFO services for high-performing professionals who want more than tax prep or expense tracking. We give you financial insights that helps you grow your income, keep more of it, and plan for big moves — without the cost of a full-time CFO.


When your earnings rise, so do the stakes. Your bank account balance alone doesn’t tell the full story. That’s where we step in — with clarity, systems, and strategy built for your real-life goals.

  • Personalized cash flow planning that works with your income cycle
  • Budget creation and smart spending plans
  • Profit margin analysis to maximize what you keep
  • Tax planning that minimizes surprises and maximizes deductions
  • Big-decision modeling (career shifts, sabbaticals, investments)
  • Simple, live dashboards you can actually understand
  • Monthly check-ins and quarterly strategic deep dives


We help clients across industries — from consultants and coaches to creatives and independent specialists — work less on financial guesswork and more on what they do best.

What Our CFO Services Include 

Why Professionals Choose an Outsourced CFO

We understand solo success.


Most CFOs come from corporate boardrooms. We come from the real world of independent work, unpredictable income, and self-funded growth. We know what it’s like to balance today’s earnings with tomorrow’s ambitions.


This isn’t generic advice.


Your CFO plan is built around your actual numbers, goals, and comfort with risk. That means no cookie-cutter strategies — only decisions that fit your career and lifestyle.

Case Study: From Busy to Bankable

Meet Sarah.


A freelance marketing consultant with a steady roster of clients, Sarah was making six figures — but had no idea where the money was going. She wanted to take a month off to travel, but every time she looked at her bank account, she wasn’t sure if she could afford it.


What we did:


  • Built a 12-month cash flow forecast
  • Set up automated savings for taxes and time off
  • Identified and cut $1,200/month in unnecessary expenses
  • Created a profit-first payment structure for herself


Six months later, Sarah had her most profitable quarter ever, took that trip without financial stress, and knew exactly what she needed to keep her lifestyle funded.


Flexible Packages for Your Career Stage

Whether you’re just starting to get serious about your money or ready to scale with strategy, we’ve got two straightforward service levels. One gives you the essentials and monthly clarity. The other layers on deeper analysis, planning, and hands-on support.

No jargon. No hidden fees. Just clear value, delivered at the pace your career needs.

Schedule Your Free Consultation Today

Your expertise earns the money. Our expertise helps you keep more of it. Let’s build your CFO plan and put your finances on autopilot — so you can focus on your craft.

FAQs

  • How does an outsourced CFO work if you’re not in my office?

    We use secure, cloud-based tools to track and review your finances with you — no matter where you are.

  • Do I still need an accountant?

    Yes, but that’s where we come in. We handle everything from strategy to compliance, so you get the benefits of a full-service accountant while keeping your taxes lower and profits higher.

  • Is there a minimum income to work with you?

    No set minimum — but our services deliver the biggest ROI if you’re earning enough to think about tax planning, lifestyle budgeting, or investing in growth.

  • Can you help me plan for time off or big career changes?

    Absolutely. From sabbaticals to switching industries, we model the impact so you can make confident moves.