Retirement Planning Services in Colorado Springs, CO
Retirement planning isn’t about age—it’s about readiness. Whether you're a physical therapist near Garden of the Gods, a small business owner in Briargate, or a couple planning a cabin escape near Woodland Park, Straight Talk CPAs helps Colorado Springs residents turn vague retirement hopes into strategic, actionable plans.
With a blend of modern forecasting tools and grounded financial guidance, you’ll gain a clear, step-by-step path toward the retirement you actually want.
Plan Your Next Chapter with Clarity
Tools That Support Real-Life Plans
We combine strategy with simplicity. When you work with us, you’ll get access to:
- Forecasting dashboards tailored to your goals
- Visual
retirement timelines
- Secure document storage and income modeling
- Updates as your life or income changes
It’s not just about knowing the numbers—it’s about building confidence in what those numbers mean.
Our clients come to us with all kinds of questions:
- “Can I retire early and still afford healthcare?”
- “Should I take Social Security at 62 or wait?”
- “Do I need both a SEP IRA and a Roth IRA?”
- “How do I know if my business exit will fund my retirement?”
We walk you through each decision—clearly and without jargon—so you understand
why every move matters.
It’s Not Too Early—Or Too Late
Case Study: From Guesswork to Game Plan
Martha, a 59-year-old speech therapist in Colorado Springs, had been contributing $1,000/month to a 401(k) but wasn’t sure how far it would get her—or when she could safely scale back work.
We helped her:
- Consolidate two old 401(k)s and a Roth IRA into one strategy
- Create a projection model that included Medicare and private insurance timelines
- Adjust her savings cadence to match her new part-time schedule
- Reduce her projected tax burden in retirement by $3,800/year through rebalancing
Now, Martha is on track to retire at 64 instead of 68—and she’s already started volunteering at the local animal sanctuary with her extra time.
“For the first time, my retirement plan feels real—not just a spreadsheet.”
Explore Our All Services in Colorado Springs, CO
List of Services
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Accounting ServicesColorado Springs Accounting Services
Straight Talk CPAs offers professional virtual accounting services in Colorado Springs, CO—helping businesses clean up their books, reduce tax stress, and plan for growth with CPA-reviewed packages.
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CPA ServicesColorado Springs CPA Services
Straight Talk CPAs provides virtual CPA services in Colorado Springs, CO—helping businesses reduce taxes, plan for growth, and make smarter financial decisions with CPA-level support built into flexible packages.
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Business Tax Planning ServicesColorado Springs Business Tax Planning Services
Straight Talk CPAs provides strategic tax planning services in Colorado Springs, CO, including year-round tax advisory, entity optimization, and custom service packages for business owners and professionals.
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Business Tax Preparation ServicesColorado Springs Business Tax Preparation Services
Straight Talk CPAs offers professional tax preparation services in Colorado Springs, CO, for individuals and businesses. We provide accurate filing, multi-entity returns, and bundled service packages for year-round support.
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CFO ServicesColorado Springs CFO Services
Straight Talk CPAs provides outsourced CFO services in Colorado Springs, CO. We offer financial strategy, forecasting, and tax-integrated planning through flexible, virtual support and tailored service packages.
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Bookkeeping ServicesColorado Springs Bookkeeping Services
Straight Talk CPAs offers virtual bookkeeping services in Colorado Springs, CO. We help businesses of all sizes stay organized, compliant, and growth-ready with clear reporting and strategic support.
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Accounts Payable ServicesColorado Springs Accounts Payable Services
Straight Talk CPAs provides accounts payable services in Colorado Springs, CO, helping local businesses simplify payments, improve accuracy, and integrate vendor management into broader financial strategy.
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Retirement Planning ServicesColorado Springs Retirement Planning Services
Straight Talk CPAs offers retirement planning services in Colorado Springs, CO. We help professionals, business owners, and families create smart, tax-conscious retirement strategies that support their next chapter—without the overwhelm.
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Investment Advisory ServicesColorado Springs Investment Advisory Services
Straight Talk CPAs offers investment advisory services in Colorado Springs, CO, helping professionals and business owners create smart, tax-efficient portfolios built for real-life goals.
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Wealth Management ServicesColorado Springs Wealth Management Services
Straight Talk CPAs offers wealth management services in Colorado Springs, CO, with independent, tax-smart strategies for growing, protecting, and making the most of your money.
Retirement Planning That Goes Beyond Saving
A solid nest egg is important—but a great retirement plan also accounts for:
- When and how to claim Social Security
- Smart withdrawal strategies to minimize taxes
- Healthcare and long-term care budgeting
- What happens if plans change or markets dip
- Transition planning if you own a business
At Straight Talk CPAs, we integrate tax strategy and personal financial planning to ensure your retirement isn’t just possible—it’s protected.
FAQs
When should I start planning for retirement?
Sooner is always better—but we help clients in their 30s, 50s, and even early 60s find a plan that fits.
What if I own a business?
We specialize in helping business owners align retirement with exit planning, including SEP IRAs and structured buyouts.
Can you help me figure out when to take Social Security?
Yes. We offer personalized models that weigh claiming ages against income needs, longevity estimates, and tax impacts.
Is the process virtual?
Entirely. You can meet with us online, review models in your client portal, and securely upload all documents.
What makes your retirement planning different?
We integrate CPA-level tax strategy from the start—helping you build an efficient retirement income, not just a savings total.
