Retirement Planning Services in Virginia Beach, VA

You’ve worked hard to build a business, raise a family, or climb your professional ladder in Virginia Beach. But when it comes to retirement, too many people hope for the best without a clear strategy. At Straight Talk CPAs, we provide retirement planning services in Virginia Beach that are grounded in numbers, aligned with your goals, and easy to understand.


No stress. No sales pitch. Just a step-by-step path to financial peace of mind.

Retirement Shouldn’t Be a Guessing Game—Let’s Make It a Plan

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We combine modern financial planning software with one-on-one guidance so you always know where you stand.


Our clients get access to:

  • Interactive retirement forecasting dashboards
  • Clear visuals on savings progress and investment returns
  • Secure document storage and collaborative planning tools
  • Flexible meeting formats (in-person or virtual) based on your schedule


You’ll never have to Google “How much do I need to retire?” again—we’ll walk you through it.

Whether you’re a medical professional in Red Mill, a real estate broker in Oceanfront, or a small business owner near Town Center, your retirement goals are unique—and your plan should be too.


We’ll help you:

  • Choose between Roth, Traditional, or SEP IRAs
  • Set up tax-smart income streams for retirement
  • Calculate how much you’ll need—and when you’ll need it
  • Build a glide path for winding down business ownership or self-employment
  • Account for inflation, market volatility, and rising healthcare costs


Everything is customized to your timeline and lifestyle goals—not a generic worksheet.

Retirement Planning for the Real World

Case Study: From Delay to Direction

Mark, a 59-year-old home services business owner in Virginia Beach, had spent years pouring everything back into his company. He had $131,000 in a 401(k), owned his business outright, and was thinking about selling—but had no idea when or how to retire.



Here’s how we helped:

  • Built a retirement model factoring in business sale proceeds, Social Security, and side income from consulting
  • Set up a defined benefit plan that increased tax-deferred savings by $38,000 annually
  • Coordinated with a local business broker and tax advisor to optimize his eventual sale
  • Adjusted his monthly budget and savings rate to keep his plan on track while maintaining his current lifestyle

“I used to think I’d never retire. Now, I not only have a plan—I’m looking forward to it.”

Today, Mark has a target retirement age of 64, a business succession strategy in place, and a roadmap he and his spouse review every quarter.

Explore Our All Services in Virginia Beach, VA

List of Services

Why Virginia Beach Clients Choose Straight Talk CPAs

  • We’re CPAs, too: So every retirement plan includes deep tax insight
  • We don’t sell products: No commissions, no hidden agendas—just guidance
  • Built for business owners: Especially those juggling income, equity, and timing
  • Clear, practical advice: You’ll understand every part of your plan—without needing a finance degree
  • Support for every phase: From early planning to final transitions—we’re with you the whole way

FAQs

  • When should I start planning for retirement?

    Now. The earlier, the better—but it’s never too late to build a smarter path forward.


  • Can you help with selling my business as part of retirement?

    Absolutely. We regularly assist with valuation, timing, and tax strategy for business exits.


  • I’m still working full-time. Is it too soon?

    Not at all. Many of our clients are still in their 40s or 50s—we help you prepare early for flexibility later.


  • Is this only for individuals?

    No—we work with couples, business owners, and professionals managing both personal and business wealth.