Wealth Planning Services in

New York, NY

A Tax-Smart, Structured Approach to Building, Protecting & Growing Your Wealth

New York rewards people who think ahead — not those hoping their wealth “just works out.” Whether you’re earning through equity compensation from a Manhattan tech firm, navigating unpredictable bonus cycles in finance, building a business in Brooklyn, or preparing for a future liquidity event, wealth planning requires more than a generic investment portfolio.


You need coordinated, CPA-led guidance that gives you clarity — not complexity.


Our approach integrates investment strategy, tax planning, retirement design, risk management, and long-range financial structure into one cohesive plan. Everything works together so your wealth compounds efficiently and your decisions feel intentional, not reactive.


When your financial world gets complicated, we bring order, direction, and strategy.

We’re not here to push products.
We’re here to build a system that reflects how you earn, what you value, and where you want to be.


Your personalized wealth blueprint includes:

  • A long-term plan aligned with major milestones — career shifts, family goals, property plans, and retirement timelines
  • Diversified portfolios grounded in real risk management — no speculation, no hype
  • Tax planning is integrated into every decision, so you keep more of what’s compounding
  • Real-time dashboards showing net worth, allocation, performance, and progress in one clean view
  • Quarterly strategy reviews to adjust for income changes, market shifts, and evolving goals


This isn’t a “set it and forget it” experience.
It’s structured financial leadership built around your life.

A Coordinated Wealth Plan Built Around Your Life — Not a Template

We Understand New York’s Wealth Challenges — and the Opportunities Behind Them

New York professionals face financial realities most advisors overlook:


  • RSU, ISO, and NSO taxation for tech and finance executives
  • Bonus-heavy income and uneven cash cycles
  • Multi-state or global income for hybrid/remote workers
  • Business owners juggling irregular earnings and complex structure decisions
  • Real estate is a major wealth driver across the NYC boroughs
  • AMT exposure for equity-heavy earners
  • Access to specialized incentives for founders, investors, and high-earning specialists


We design strategies that reflect how New Yorkers actually earn, build, and preserve wealth — with tax efficiency embedded from day one.



And because your goals extend beyond local markets, your plan includes national and global positioning so you’re secure, diversified, and ready for whatever comes next.

Case Study: From Scattered Accounts to a Strategic Wealth Engine

A Manhattan-based senior product lead came to us with quarterly RSU vesting, multi-state income, and savings spread across different platforms with no coordination.


Here’s how we rebuilt his wealth foundation:

  • Identified goals: early retirement at 52, one NYC property, education funding, and flexibility for career transitions
  • Reorganized accounts into a tax-efficient, diversified portfolio aligned with real risk tolerance
  • Built a contribution plan tied to vesting cycles, annual bonuses, and long-term liquidity needs
  • Implemented CPA-led tax strategies, including AMT mitigation and NYC/NYS optimization
  • Created a real-time dashboard tracking progress against every milestone


The results:

  • Portfolio performance improved 22% in year one
  • Annual tax burden reduced by $7,400
  • Wealth plan projected to reach property target nearly two years ahead of schedule



“I went from guessing to knowing exactly what I’m building toward.”
— NYC Tech Professional

Explore Our Other Services in New York, NY

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Why New York Clients Choose

Straight Talk CPAs

New York professionals don’t want a salesperson.
They want a partner who understands how modern wealth is actually built — and protected.

Clients choose us because we provide:

  • Independent, conflict-free advice: No commissions, no product agendas
  • CPA-led strategy: Tax structure drives every financial decision
  • Tailored planning: No cookie-cutter portfolios or recycled templates
  • Clear communication: You always understand the “why” behind every move
  • Long-term partnership: Ongoing calibration, proactive adjustments, and consistent support

This isn’t traditional wealth planning.
This is coordinated, strategic financial leadership.

Ready to build your wealth with purpose instead of guesswork?

Let’s map out a plan that turns your effort into long-term financial strength — something clear, steady, and genuinely aligned with the life you’re working toward.

FAQs

  • How is your wealth planning different from traditional advisors?

    We combine investment strategy, tax planning, retirement design, and financial structure — without commissions or sales-driven products.


  • Do you specialize in RSUs, stock options, and equity compensation?

    Yes. We regularly advise New York tech, finance, biotech, and engineering professionals with RSUs, ISOs, NSOs, and complex vesting schedules.


  • Can you help with real estate–driven wealth strategies in NYC?

    Absolutely. We support property analysis, tax implications, financing considerations, and long-term integration into your wealth plan.


  • Do I need to be high net worth to work with you?

    No. We primarily work with professionals earning $250K+ and business owners navigating complex financial decisions — not only HNW clients.


  • How often do we review and adjust my wealth plan?

    Quarterly reviews, with updates anytime your income, goals, or life circumstances change.