Retirement Planning Services in Tulsa, OK

Whether you’re running a family-owned business in Brookside or leading a growing team near the Gathering Place, one thing’s clear: retirement planning isn't just about saving—it’s about building a plan that fits your goals and lifestyle.


Straight Talk CPAs helps Tulsa professionals and entrepreneurs structure smarter retirement strategies—using business assets, income planning, tax deferral tools, and wealth preservation tactics that actually work.

Tulsa’s Economy is Evolving. Your Retirement Plan Should Too.

  • Retirement goal setting and lifestyle cost projections
  • Investment strategy alignment with tax optimization
  • Business exit and succession strategy
  • Solo 401(k), SEP IRA, and defined benefit plan setup
  • Required minimum distribution (RMD) strategy
  • Coordination with estate planning and long-term care

It’s more than picking a number for retirement—it’s understanding how to get there and what to do when you arrive.

What’s Included in Retirement Planning

  • Business owners who haven’t saved “enough” yet
  • Professionals juggling real estate, equity, or K-1 income
  • Couples with uneven income or complex financial lives
  • Anyone who wants to stop guessing and start planning

Who This Is For

Real Story: How One Tulsa Couple Retired Five Years Early

A husband-and-wife team ran a successful specialty contracting business in Midtown Tulsa. While profitable, their assets were tied up in equipment and retained earnings—with very little retirement savings.



Straight Talk CPAs helped them:

  • Reorganize profits into a defined benefit plan
  • Use a partial business sale to fund a tax-advantaged rollover
  • Restructure real estate holdings for monthly income
  • Plan their Social Security drawdown and RMDs

The result? A clear runway to retirement—five years earlier than expected, with $0 in penalties or guesswork.

Why Tulsa Clients Turn to Straight Talk CPAs

Because retirement should feel like freedom—not uncertainty. Straight Talk CPAs offers more than advice. Clients get clear projections, tax-aware strategies, and ongoing accountability—so their financial future isn’t left to chance.

And with Tulsa’s mix of new wealth and generational transitions, there’s no one-size-fits-all answer. The team brings experience across industries and financial situations.

FAQs

  • Do I need to have a lot saved already to work with you?

    Not at all. Whether you're just starting or recalibrating mid-career, Straight Talk CPAs helps you build the right plan from where you are now.

  • Can you help with business succession or selling a company?

    Yes. Retirement plans often include exit strategies. The team creates coordinated financial and tax strategies that align with your future goals.

  • What retirement accounts do you recommend?

    It depends on your income, tax bracket, and goals. Common options include Solo 401(k)s, SEP IRAs, Roth IRAs, and defined benefit plans.

  • Will I still need a financial advisor?

    Possibly. Straight Talk CPAs focuses on the tax and planning side. If needed, the team collaborates with your advisor or recommends a vetted partner.