Running a contracting business takes more than managing crews and scheduling subs. You’ve also got to keep the financial side tight—and that’s where a lot of contractors hit a wall.
You might have bids going out and jobs in motion, but if cash is unpredictable or you’re not sure which projects are truly profitable, planning the next move gets risky. Maybe you’re eyeing bigger jobs, new geographies, or another crew—but without real financial clarity, it’s a gamble.
That’s where we come in. Straight Talk CPAs help
general contractors, specialty trades, and construction services take control of their numbers. Our
Virtual CFO support gives you the tools and strategy to grow with confidence—without the guesswork.
Virtual CFO Services for General Contractors
Why Contractors Struggle to Stay Financially Steady
Inconsistent Cash Flow
Progress billings, retainage, change orders, and slow pay cycles squeeze cash when payroll, subs, and materials can’t wait.
Risky Growth Decisions
Taking on larger projects, new trades, or additional crews without clear margins and capacity planning can overextend the business.
Limited Financial Visibility
Without real-time job cost and WIP insights, decisions lean on gut feel—leading to underbidding, overruns, and missed profit.
What a Virtual CFO Can Do for Your General Contracting Business
You don’t need a full-time CFO to run a tight financial operation. With virtual support, get strategic guidance year-round—built for construction.
- Cash flow planning built for progress billings
Forecast collections by schedule of values, retainage, and CO timing. Align outflows for payroll, subs, and materials to protect working capital. - Profitable estimating and job cost analysis
See true costs by phase, cost code, and vendor. Price with confidence, avoid underbidding, and protect margins from scope creep. - Ongoing tax and compliance strategy
Navigate sales/use tax, contractor licensing requirements, multi-state filings, and entity structure while staying audit ready. - Growth grounded in reality
Model project mix, crew capacity, equipment financing, and bonding limits. Scale into bigger jobs—or new geographies—safely.
Tools That Make the Financial Side Easier
Cloud-Based Dashboards – Live WIP, backlog, job margin, AR aging by customer/project, and cash runway—anytime, anywhere.
Automated Invoicing & Payment Tracking – Streamline progress invoices, track retainage, and reduce days sales outstanding with clear collections workflows.
Live Job Cost Reports – Monitor committed costs, actuals vs budget, labor burden, and change orders in real time—no month-end surprises.
Why General Contractors Work with Us
- We understand construction—from takeoffs and SOVs to retainage, COs, and punch lists.
- We talk like real people—no finance jargon, just straight answers and next steps.
- We help you plan for growth—not just chase the next job.
Let’s Get Your Financials as Strong as Your Project Delivery
Run every project with clarity—and grow without guesswork.
- Control cash flow on progress billings and retainage
- Price and deliver profitably, job by job
- Scale safely with capacity and capital plans
Book a free consultation today, and let’s build a CFO plan that fits the way your contracting business really runs.
