Retirement Planning Services in Omaha, NE

Whether you’re running a busy real estate firm in West Omaha, managing a trade business near the Missouri River, or just starting to think about slowing down after years of hustle—Straight Talk CPAs helps Omaha professionals and entrepreneurs build clear, confident retirement strategies.


We turn vague goals into actionable plans—and create peace of mind that’s backed by numbers, not guesswork.

Retirement Planning That Feels Clear—Not Complicated

Everything we do is virtual—but deeply personal. You’ll work with a dedicated advisor who knows Omaha’s economy and understands the financial realities of running a business or managing a career here.

  • Retirement forecasting tools that are easy to use
  • Clear documentation and secure online access
  • Real-world explanations for how your money will support your goals
  • Ongoing check-ins to adapt as your life evolves

You don’t just get a plan—you get support that keeps the plan working.

Virtual Support + Real Financial Clarity

Retirement planning isn’t about a magic number—it’s about knowing what you want and building a plan that gets you there.


We help you:

  • Choose the right retirement accounts (401(k), SEP IRA, Roth, etc.)
  • Understand how much you’ll really need—and when you’ll need it
  • Minimize taxes now and in retirement
  • Model different retirement ages, income streams, and lifestyle options



From solo entrepreneurs to multi-entity business owners, we tailor strategies that grow with your income and adjust when life changes.

Your Timeline. Your Goals. Our Strategy.

Case Study: From Uncertainty to Early Retirement Readiness

Meet Jose, a 54-year-old general contractor based in Omaha with two crews and nearly 20 years in business. He had around $97,000 in scattered retirement savings, a business he planned to sell eventually, and a vague idea that he might retire “around 65.”


Here’s how we helped Jose build a real plan:

Reviewed and consolidated his retirement accounts

We combined two IRAs, a brokerage account, and an old employer plan into a streamlined portfolio tailored to his risk level and timeline.

Opened a SEP IRA and structured $26,000/year contributions

As a business owner, he had room to catch up on savings and reduce his taxable income at the same time.

Created a business exit timeline

We built a model showing how selling his business at age 61—rather than 65—could still support his desired retirement lifestyle, if planned correctly.

Integrated real estate income and Social Security timing

Jose owns two rental properties. We included that income in a broader strategy that projected post-retirement cash flow across multiple scenarios.

Reduced projected tax liability by $5,740

By shifting how he paid himself and leveraging retirement contributions, we lowered his tax bill in year one and set the stage for further savings.


The result?

  • Retirement age moved up by four years
  • Projected monthly retirement income: $6,150
  • Business exit strategy now aligned with retirement goals
  • First vacation planned in over a decade

“For the first time, I can actually see my retirement. And it’s not just a hope—it’s a plan.”
— Jose V., Omaha Business Owner

Explore Our All Services in Omaha, NE

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Why Retirement Planning Matters (Even If You’re “Not There Yet”)

Too many people delay retirement planning until they think they’re ready. But here’s the truth:

  • Every year you wait costs potential tax savings
  • Strategic planning can reduce how much you need to save
  • Business owners who wait often miss out on the best exit opportunities
  • Life changes—your plan should be flexible enough to handle that

We help Omaha clients move forward—even if they’re not sure where to start.

FAQs

  • When should I start planning for retirement?

    Now. Whether you're in your 30s, 40s, or 60s, there's a strategy that fits your timeline—and waiting only limits your options.

  • What if I don’t know when I want to retire?

    That’s completely normal. We help you explore what retirement could look like and build flexible plans that adjust over time.


  • I own a business—can your retirement plan help with that?

    Absolutely. We specialize in helping business owners coordinate their retirement and business exit strategy.

  • Is this service virtual?

    Yes. All planning, reviews, and access to documents are handled online with personal support throughout the year.


  • What does your retirement planning service include?

    Forecasting, account structure recommendations, tax coordination, business transition planning, and ongoing strategy reviews.